Motor Vehicle Insurance

Not only a set of wheels, but also a ticket to freedom.

Having a car gives you freedom, whether for obligations like running errands or for fun like a spontaneous island tour. The freedom to move around is liberating, but it also puts you and your vehicle at risk of loss or damage because of the various elements you’re exposed to both on and off the roads. Insuring your car means safeguarding yourself from incurring potentially excessive costs due to the loss or damage of your vehicle.

C.G. United’s AutoPro coverage offers various cover options with benefits tailored to suit the needs of vehicle owners and drivers.

We have 3 insurance options for your vehicle(s):

Comprehensive cover:

In addition to Third Party risks, your vehicle is insured against various types of loss or damage including:

  • Accidental damage
  • Fire & theft
  • Flood
  • Hurricane
  • Malicious acts
  • New car replacement (if a total loss occurred within 1 year of purchase of a new vehicle)
  • Windscreen/window glass damage up to $2,000.00 (without affecting your “no claims” discount)
  • Towing charges
  • Personal items (up to specified limits)
  • Medical expenses (up to specified limits)

Third Party cover:

This coverage settles Third Party claims should you or the driver of your vehicle be held responsible for an accident. It also covers your legal liability for the injury or death of passengers and other persons, as well as Third Party property damage.

You are also covered against Third Party risks whilst driving someone else’s private car.

Third Party, Fire & Theft cover:

In addition to the Third Party risks, your vehicle is also covered for loss or damage as a result of fire or theft of the motor vehicle or its accessories.

Our Comprehensive Cover comes with complimentary Auto Rescue Services. This is an emergency breakdown and accident assist service. It is also available for other insurance options for a minimal fee.

  • Mechanical First Aid
  • Shuttle Service
  • Towing Service
  • Lockout Service
  • Flat Tyre Service
  • Ambulance Service
  • Battery Jump Start
  • Accident Assistance
  • Emergency Fuel Delivery
C.G. United Motor Vehicle Proposal form